David Schwartz Brings Realism to XRP Price Expectations
David Schwartz, Ripple’s CTO Emeritus and one of the original architects of the XRP Ledger, recently addressed growing hype around extreme XRP price predictions of fifty to one hundred dollars. Rather than outright dismissing such targets, Schwartz chose a more measured and thoughtful approach. He explained that while he personally considers these outcomes unlikely, history has taught him to be cautious about making absolute claims in crypto markets. He recalled moments when past price levels once seemed impossible, only to be surpassed later.
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However, Schwartz grounded his argument in market logic. He pointed out that current XRP prices reflect collective probability assessments. If a significant number of rational investors truly believed there was even a modest chance of XRP reaching one hundred dollars in the near future, market behavior would look very different today. The fact that XRP trades far below ten dollars suggests that such beliefs are not widely held with conviction. His message emphasized that major price explosions typically result from unexpected structural or external shifts, not social media hype.
Market Interpretation and Community Response
The community reaction was mixed. Some interpreted Schwartz’s comments as bearish, arguing that his reasoning undermines long-term bullish narratives. Others saw his remarks as honest and responsible, especially given his history of underestimating crypto’s growth in earlier years. Overall, his stance reinforced a growing sentiment that sustainable growth depends on fundamentals, adoption, and real-world demand rather than speculative price targets.
Court Victory Delivers Major Legal Closure for XRP
Adding to the constructive outlook, Ripple secured another legal win as the U.S. Court of Appeals for the Ninth Circuit upheld the dismissal of a long-standing class action lawsuit. The court ruled that the claims were time-barred, effectively closing the case permanently. This lawsuit was separate from the already resolved SEC matter, meaning Ripple now faces no major active legal threats related to XRP.
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This decision removes a long-standing cloud over XRP and strengthens its regulatory clarity. Many in the community celebrated the ruling as a final legal clean slate, especially significant during a period of broader market uncertainty.
Ripple Focuses on Utility and Infrastructure
With legal distractions fading, Ripple is doubling down on real-world use cases. Upcoming X Spaces discussions and global events are centered on infrastructure, compliance, DeFi integration, custody solutions, and cross-chain functionality. This shift highlights a broader maturity in the XRP ecosystem, where attention is moving away from speculative hype toward long-term utility.
Together, realism in price discussion, legal clarity, and a renewed focus on adoption signal a more grounded and resilient future for XRP.
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Meet Daniel Abang: Crypto guru, content creator, and analyst. With a deep understanding of blockchain, he simplifies complex concepts, guiding audiences through the ever-changing crypto landscape. Trusted for his insightful analysis, Daniel is the go-to source for staying informed and empowered in the world of cryptocurrency.
